Flow of Guaranty Call

Requirements When Calling on HGC's Guaranty:

1. For Call Evaluation
   1. Letter from the Client/Guaranty Holder requesting payment by the HGC of Guaranty Call for the account declared in Default
   2. Credit Approval / Loan Evaluation Sheet
   3. Demand Letter/s of Client duly received by the Borrower
   4. Statement of Account and Ledger / Application of Payments
   5. Photocopies of TCT/s and Tax Declarations
   6. Vicinity Map, Lot and House Plans of the mortgaged property
   7. Latest Client's Appraisal Report
   8. Notarized Special Power of Attorney issued to the HGC.

2. For Call Payment
   1. Original Deed of Assignment and Conveyance of the Collateral Property
   2. Original TCT, Tax Declaration and Real Property Tax Receipts
   3. Original Loan and Mortgage Agreement and Promissory Note
   4. Original Fire Insurance Policy endorsed to the HGC.